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South Korean Banks Collaborate on Won-Backed Stablecoin

Key Takeaways


  • Eight South Korean banks collaborate on a won-backed stablecoin.
  • Stablecoin could reshape local digital currency markets.
  • Regulatory support may boost the initiative's success.

South Korean Banks Collaborate on Won-Backed Stablecoin


Eight major South Korean banks, including KB Kookmin and Shinhan, are developing a won-backed stablecoin, aiming for deployment between late 2025 and early 2026 in Seoul.

This strategic move signifies a pivotal shift towards local stablecoin dominance, potentially reducing dependency on USD-backed tokens and impacting markets.

Banking Consortium Drives Stablecoin Innovation


The South Korean banking consortium involves eight major banks forming a won-backed stablecoin initiative. This marks a significant shift towards utilizing fiat-backed tokens. The project is distinct from the central bank's digital currency efforts, emphasizing private sector leadership.

Prominent banks, such as KB Kookmin and Shinhan, have joined forces with blockchain nonprofits and regulatory entities. The deputy governor of the Bank of Korea expressed institutional support for banks issuing stablecoins, saying:

"Banks should be the primary issuers of stablecoins before a gradual and careful rollout of such assets." — Ryoo Sang-dai, Deputy Governor, Bank of Korea.

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